Property & Casualty

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Our Property & Casualty Division

At J. Smith Lanier & Co., we have found that often times your time and interests are best served by having only a limited number of people responsible for the facets of your account. Therefore, when you work with us, you’ll have a dedicated team of experts responsible for not only designing, negotiating and implementing your program, but who will work with you on a continuous basis to manage your needs, address any concerns and answer your questions.

  • Understanding your Business. Before we can determine the optimum structure of risk financing and insurance, our first step is to work with you to help you identify your objectives. Every business is unique and it’s important that we develop a thorough understanding of your complexities and differences. This helps us to best meet your specific needs and goals.
  • Understanding the Marketplace. At J. Smith Lanier & Co., we have access to an extensive network of providers that includes hundreds of insurance companies and intermediaries around the nation. This gives us insight into the countless number of insurer-created programs available in the marketplace. Our customers will always receive the most efficient mechanism for their risk transfer dollar.
  • Leveraging our Relationships. Routinely identified by insurers as a preferred partner, we are known and respected worldwide for the integrity of our submissions and the structuring of creative solutions for our clients. This market clout gives our clients access to unique programs and pricing that are not available through smaller brokers. We believe that the scope of account management services must be flexible to suit the needs of your company. Once we have marketed your insurance program, our job has just begun. No matter how innovative and cost effective, a successful risk management program must also include a carefully planned account management process. Our Producers and Account Executives are supported by a team of specialists who deliver products and services necessary to successfully manage a solid risk management and insurance program for your business.

Our Property & Casualty Services

Alternative Risk Solutions

J. Smith Lanier & Co.’s Alternative Risk Solutions Unit supports client companies with risk management consulting for the formation of captives and other forms of alternative risk financing. Learn more...

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Global Capabilities

At J. Smith Lanier & Co. we’ll help you minimize your risks and reduce your liability. We offer innovative and cost effective risk management programs supported by an experienced team. Learn more...

Executive Risk Expertise

When faced with financial threats, bankruptcy, or litigation you need an Executive Risk team experienced in risk protection and crisis control. Learn more...

Risk Control

Our experts routinely work with clients to determine exposures, measure possible financial impact of the exposures, and define overall tolerance for financial volatility. Learn more...