Fees & Commissions

Except in cases where J. Smith Lanier & Co. has a specific fee agreement to receive compensation from its client, J. Smith Lanier & Co. customarily receives compensation from insurers for its professional services in the form of commissions, which consist of a percentage of the premium collected by the insurers. J. Smith Lanier & Co. may also receive additional compensation, under agreements with one or more insurers and/or insurance intermediaries, in the form of commission overrides or based on some combination of volume, profitability or other factors. J. Smith Lanier & Co. may be a party to such agreements with one or more of the insurers or insurance intermediaries with or through which JSL places your insurance. At your request, J. Smith Lanier & Co. will be pleased to supply further details of any such fee, override or other compensation that relates to your account.