Estate Business Planning

meeting of team of business people

Protect, Manage, and Develop your Assets

Our Financial Services team offers full service solutions for areas of estate and business planning.

Our Estate & Business Planning Services

Closely Held/Family Business

  • Exit strategies (including ESOP)
  • Estate tax reduction techniques
  • Buy and sell arrangements
  • Family succession planning
  • Benefits for the owners

 

Individual Planning

  • Estate planning
  • Investment asset allocation
  • Retirement planning
  • Proper insurance placement
  • Charitable gifting techniques

 

Qualified Retirement Plans

  • Pension, profit sharing & 401(k)
  • New comparability plans
  • 412(i) pensions

 

Qualified Retirement Plans

  • Pension, profit sharing & 401(k)
  • New comparability plans
  • 412(i) pensions

 

Nonqualified Retirement Plans

  • Salary continuation
  • Deferred compensation
  • Executive profit sharing
  • 401(k) “mirror”

Golden Handcuffs

  • “Promise-to-pay-for-promise-to-stay” arrangements
  • Restricted bonus plans
  • Phantom stock and appreciation rights

 

Key Employee Prerequisites

  • Medical reimbursement
  • Supplemental disability income
  • Split-dollar life insurance
  • Long term care insurance
  • Officer and directors legacy
  • College education funding
  • Health concierge services
  • Group life carve out plans

 

Other Fee-Based Services

  • Brokering sale of unneeded life insurance contracts
  • Universal life rescue system
  • Consulting for tax attorneys/CPAs
  • Private-placement insurance
  • ESOP repurchase liability funding